Each loan gets 1 free skip-a-pay during its lifetime. If you'd like to skip another payment after that, you can purchase a skip-a-pay for $25 once a year.
3-Digit Loan Number
Month to skip payment
I would like to:
Use my loan's 1 free skip-a-Pay
Purchase a skip-a-pay for $25
By signing this form, you acknowledge that there will be a $25 charge added to the balance of your loan if you have already used your loan's free skipped payment. You also understand that interest will accrue during the period of non-payment. As a result, the maturity date will be later than originally disclosed, and you may pay more interest or need to make more payments than originally scheduled. All loan borrowers and co-borrowers must sign below.
Please Note: Your loan must be current with no past due amount, no past-due payments during the previous 6 months, and all FFCU accounts must be in good standing. New loans must have 6 timely payments before skipping the first payment. No more than 2 payments can be skipped per calendar year. At least 3 monthly payments must be made in a timely manner before another payment can be skipped. Offer not valid for home equity loans, mortgages, VISA credit cards, Rapid Cash or Black Monday Loans. If payments are made more than once a month, we will automatically include all payments scheduled during the month you choose to skip. If payments are made via direct deposit or payroll deduction, the loan payment amount will be deposited into your FFCU checking account or, if no checking account, your FFCU savings account. All skips are subject to approval. Form must be received at least 7 days prior to the beginning of the month you wish to skip your payment.
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