Not everyone has a reference, and I understand that. Or, maybe you have seen a lady but don't know how to contact her now, etc. If that is your situation, don't worry. Just go to my contact page and email me about your particular situation. I have a 3rd option for verification that I use when this occasion arises, as it often does. Where there's a will, there's a way, right? Some ladies ask for job verification. I find that this is far too personal and don't feel comfortable requesting such information.