A Refund Anticipation Loan "RAL" is a loan advance and is NOT your actual refund. There is no finance charge for a "RAL" because the loan advance is secured by your actual refund. You do not have to apply for a "RAL" in order to e-file your taxes. The IRS has free options available for taxpayers. For more information please visit www.irs.gov
In order to apply for a "RAL" you MUST agree tp e-file your taxes with Taxnet Financial Inc. for a fee. Tax preparation fees include:
- Federal Tax Preparation
- State Tax Filing (up to 4 states)
- Preparation of RAL Applications
- Audit Assistance
- Filing Corrections Regardless of Fault
- Free Copies
- Free Tax Preparation for Dependents
- Tax Planning Assistance
- Year Round Customer Service
If you do not intend on filing your taxes with Taxnet Financial Inc. for a fee do not continue this application. Tax preparation fees apply regardless of "RAL" decision. If you have a delinquent state or federal agency debt you may be denied for a "RAL".
Loan advances are direct deposited to a checking/savings account or loaded on a prepaid card and delivered via FedEx [signature required at time of delivery/pick-up].
Refund Anticipation Loan is $1,200
Taxnet Financial Inc. reserves the right to reject a tax refund anticipation loan application except for on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant’s income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please be responsible and consider all refund options prior to applying for a tax refund anticipation loan advance.