RAL Advance

status
All Refund Anticipation Loan applications are now conveniently completed online; funds are direct deposited to a bank account or prepaid card. There are no upfront fees charged.
Primary Taxpayer*

FirstLastMiddle
SSN*
Date of Birth*

MonthDayYear
Filing Status*

SingleMarried Filing JointlyMarried Filing SeparatelyHead of HouseholdWidowed
Address*

Home Address (PO Box not valid)

Street Address Line 2

CityState / Province

Postal / Zip Code
Phone number*
US Locations Only
E-mail*
example@example.com
Valid Identification*

Example: Driver's License
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Identification Number*
Drivers License/State ID Number

Spouse

FirstLastMiddle
Spouse's SSN*
Spouse's Date of Birth

MonthDayYear
Spouse Identification*

Spouse must provide Photo ID
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Spouse Social Security Card*

Spouse must provide SSN Card
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Spouse E-mail Address
example@example.com
Are you filing as an injured spouse?
How many dependents are you claiming?
Are you claiming dependent care expenses?
Can anyone else claim any of your dependents?

YesNoI am not sure

Dependent Care Expense

To calculate the Dependent [Child] Care Expense Credit tell us more details:
Name of Care Provider
Address of provider or location of care provided
Address should include zip code
Amount paid out of pocket
Provider identification number - 9 digit EIN
Enter 99-9999999 for tax-exempt organization

Get Started: Income

To determine your earned taxable income you may need to provide your:

·        W-2s or Paycheck Stubs [Shows total income YTD for tax year]

·        W-2Gs, records of gambling winnings and losses

·        Forms 1099-G or Unemployment statement
Employers you/spouse had (combined) during 2022?

Earned Income

To determine your taxable income tell us details about your wage income:

Employer #1 -Start
Employer #1
Proof of income (2022 W2) of Employer #1

2022 W-2 or wage statement
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Employer #1 -End

Employer #2 -Start
Employer #2
Proof of Income Employer #2 (2022 W2)

2022 W-2 or wage statement
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Employer #2 -End

Employer #3 -Start
Name of Employer #3 (2022 W2)
Proof of income Employer #3

2022 W-2 or wage statement
Cancelof

Employer #3 -End

Employer #4 -Start
Employer #4
Proof of income Employer #4 (2022 W2)

2022 W-2 or wage statement
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Employer #4 -End

Tax Return -Start
Did you file your taxes with Taxnet Financial last year?

YesNo

{primaryTaxpayer}

Taxnet Financial Inc. has been offering tax preparation services and tax-related products responsibly for over 15 years. We are currently offering the traditional RAL $1,200 of your refund. A refund anticipation loan is a loan and not your actual refund. There are optional tax loan products (not the actual tax refund) provided by our banking partners.

Taxnet Financial Better Business Bureau Review

Our goal is to exceed your expectations. Our core principles include:
1. The accuracy of a tax return. We fix any error on a previously filed tax return free of charge regardless of fault.
2. The security of personal information. We do not share any data with third parties without written consent.
3. Customer service available year round for your benefit.
4. Reasonable fee. We base our fee on the national average and we do not charge for additional services.
5. Communication and full dislosure so that you know exactly what is happening with your tax refund and "RAL" (if applicable).
We know you have many choices for tax preparation so we appreciate the opportunity to serve you. All tax returns have our 100% worry free guarantee which includes audit assistance for up to 3 years.
Prior Year Tax Return(s)

Upload PDF ALL pages
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Upload ALL pages of your tax return (PDF preferred) and other tax documents to assist us with your tax return preparation and loan application (if applicable).

Please feel free to contact us if you have any questions:

Taxnet Financial Inc.

312-698-3651

refund@taxnetfinancial.com

Available Monday-Friday 9am to 5pm CST

Tax Return-End

Self Employment -Start
Earned Income

To determine your taxable income tell us details about any self-employment income:
Did you or your (spouse) earn any self-employment income?
Occupation
Total Income
Business Expenses
Meals and Enteratinment
Business Miles
Enter Miles Driven
Proof of Business (e.g. 1099, Bank Deposits, Expense Receipts)

Self Employment Income will not be considered for a RAL without documentation.
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Self Employment -End
A Refund Anticipation Loan "RAL" is a loan advance and is NOT your actual refund. There is no finance charge for a "RAL" because the loan advance is secured by your actual refund. You do not have to apply for a "RAL" in order to e-file your taxes. The IRS has free options available for taxpayers. For more information please visit www.irs.gov

In order to apply for a "RAL" you MUST agree tp e-file your taxes with Taxnet Financial Inc. for a fee. Tax preparation fees include:
1. Federal Tax Preparation
2. State Tax Filing (up to 4 states)
3. Preparation of RAL Applications
4. Audit Assistance
5. Filing Corrections Regardless of Fault
6. Free Copies
7. Free Tax Preparation for Dependents
8. Tax Planning Assistance
9. Year Round Customer Service
If you do not intend on filing your taxes with Taxnet Financial Inc. for a fee do not continue this application. Tax preparation fees apply regardless of "RAL" decision. If you have a delinquent state or federal agency debt you may be denied for a "RAL".

Loan advances are direct deposited to a checking/savings account or loaded on a prepaid card and delivered via FedEx [signature required at time of delivery/pick-up].

Refund Anticipation Loan is $1,200

Taxnet Financial Inc. reserves the right to reject a tax refund anticipation loan application except for on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant’s income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please be responsible and consider all refund options prior to applying for a tax refund anticipation loan advance.
REFUND ANTICIPATION LOAN (Direct Deposited) I elect to apply for a refund anticipation loan based on my anticipated refund amount. A RAL is a loan and will be reduced from my actual refund.*

Agree to the terms and conditions

Other Income

To determine your taxable income tell us details about your other income:
Check all that apply - OI:

Withdrawal from a retirment fundReceived interest incomeReceived a state tax refundReceived other misc. incomeReceived gambling winningsCollected unemployment benefits

Retirement Fund Start
Withdrawal or Rollover of Retirement Fund

To determine your taxable income tell us details about your retirment fund withdrawal:
Retirement withdrawal
1099R or statement

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Did you rollover the withdrawal amount to another individual retirement account "IRA"?

Retirement Fund End

Interest or Dividend Income Start
Interest or Dividend Income

To determine your taxable income tell us details about your retirment fund withdrawal:
Interest and dividend income earned

Interest or Dividend Income End

State or Local Refund Start
State or Local Tax Refund

To determine your taxable income tell us details about your state or local tax refund:
State or Local tax refund received last year

State or Local Refund End

Misc Income Start
Miscellaneous Income

To determine your taxable income tell us details about your miscellaneous income:
Type of miscellaneous income
Amount of miscellaneous income

Misc Income End

Gambling Winnings Start
Gambling Winnings

To determine your taxable income tell us details about your gambling winnings:
Winnings
Losses
W-2G or Winnings Statement

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Gambling Winnings End

Unemployment Start
Unemployment Benefits

To determine your taxable income tell us details about your unemployment benefits:
Benefits received
Federal Withholding
1099G or statement

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Unemployment End
Adjustments and Credits

Almost finished let's find out if you are eligible for any adjustments or credits:
Check all that apply - AC:

Paid homeowner expensesPaid moving expensesPaid employee business expensesPaid medical, dental, or visionContributed to a charityPaid tuition expenses

Homeowner -Start
Homeowner Expenses

To determine your itemized deductions provide us with more details about your homeowner expenses.
Mortgage Interest
Enter $0 if not paid
Real Estate Taxes
Enter $0 if not paid
Property Identification Number
Required to claim real estate taxes credit in some states.

Homeowner -End

Moving Expense- Start
Moving Expenses

To determine the adjustment to your gross income provide details about your moving expenses.
Moving expense of personal items
Previous Residence

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Hotel expense
Miles Driven

Moving Expense- End

Employee Expense- Start
Employee Business Expenses

To determine your itemized deductions provide us with more details about your employee business expenses.
Travel Expenses
Parking and Tolls
Meals and Entertainment
Business Mileage

Moving Expense- End

Medical Expense-Start
Medical, Dental, and Vision Expenses

To determine if you qualify for the American Opportunity Credit please provide us with more details about your tuition expenses.
Medical Expenses
Insurance Premiums Paid

Medical Expense-End

Charitable Contributions - Start
Charitable Contributions

To determine your itemized deductions provide us with more details about your charitable contributions.
Cash contributions
Non-cash contributions

Charitable Contributions - End

Tuition Expense-Start
Tuition Expenses

To determine if you qualify for the American Opportunity Credit please provide us with more details about your tuition expenses.
Name of Student #1
Address of Educational Institution #1

Name of Educational Institution #1

Street Address

CityState / Province

Postal / Zip Code
Tuition expenses #1
1098T or tuition statement

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Name of Student #2
Address of Educational Institution #2

Name of Educational Institution #2

Street Address

CityState / Province

Postal / Zip Code
Tuition expenses #2
Student #2
1098T or tuition statement

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Tuition Expense-End
Direct Deposit
Name of Financial Institution*
Account Type*

CheckingSavingsPrepaid Card
Routing Number*
Account Number*
DO NOT SUBMIT THIS APPLICATION IF THE ROUTING TRANSIT OR ACCOUNT NUMBER LISTED ABOVE IS INCORRECT,CLOSED, OR FOR ANY REASON YOUR FINANCIAL INSTITUTION WILL NOT ACCEPT AN ACH FEDERAL AND/OR STATE REFUND.

There are no upfront fees charged to your account. All fees are deducted from your actual tax refund(s).

Do you grant permission for Taxnet Financial to e-file your federal and state tax return (if applicable) regardless of RAL decision?*

Yes
Have you filed your tax return with another company?*
Warning: DO NOT SUBMIT THIS APPLICATION if you have already filed your tax return. Duplicating e-filings with IRS cause significant delays in processing your actual refund. Your RAL application will also be rejected.
Has the IRS assigned you an Identity Protection PIN?
Failure to match IRS records may result in RAL rejection and a delayed refund.
Provide your six digit Identity Protection PIN (If you have been a victim of identity theft and received a CP01A letter from the IRS)
PIN must match IRS records prior to RAL approval.

I/ we acknowledge knowingly providing false information on a tax return or a loan application is illegal. Providing misinformation may cause delays in processing my actual tax return with the IRS *
Primary Taxpayer Signature*

Clear
Take a Selfie *

Photo of loan applicant MUST MATCH
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Should be Empty: