1. I / We agree and acknowledge that the written details on this form are true and correct and are given in support of my loan application and / or account review dated as above the contents of which are also confirmed correct.
2. I / We undertake to make cash / direct deduction/ Post Fiji / Periodic Payment / Bank Bill payments of principle and interest of the loan at KFL. I / We undertake to advise KFL of any changes to my pay day that will affect the remittance of such deduction.
3. I / We authorize KFL to obtain information which can include my credit worthiness, credit history or credit capability and / or obtain from Banks, Financial Institutions, or any future credit bureau, a banker's report / opinion about my / our credit worthiness for purposes connected with my / our business, trade or profession. I / We understand this information may be given and used to assess this credit application or account review, to assess my credit worthiness, to assist me / us to avoid default and to notify other credit providers of any default by me / us.
4. I /We acknowledge that the terms of approval of this credit application or account review will be subject to the Credit Act 1999 and any other statutory regulations governing such approvals from time to time.
5. I / We understand that all legal and other costs are payable by me / us and if any such payments including insurance premiums are in arrears, KFL may debit my / our account to pay these and levy appropriate service and/or other fees.
6. I / We further certify that I am / we are not less than 18 years of age or an undischarged bankrupt(s).
7. I / We confirm that there is no pending judgement / civil or bankruptcy action against me / us.
8. I / We confirm that I / We are not suffering from any sickness that would affect my / our employment thus effecting the serviceability of the loan at KFL.
9. I / We declare that the credit provided by KFL will be applied wholly or predominantly for the purpose as mentioned in this application.
10. I / We confirm that any previous withdrawal of funds from FNPF have been declared to KFL.
11. I / We accept that my / our account shall be reviewed at least annually by KFL to determine the ongoing safety of the debt with the organization and all information that shall be required by KFL will be provided by me / us.