First-time advertisers who have not established credit must prepay. Thirty days net will be given to companies with preapproved credit rating. Balances not paid within 30 days of invoice date are subject to a service charge of 1.5% per month. Cancellation of a contract for a cover will be accepted prior to January 3, 2025, with written notice by the advertiser or publisher. Cancellation of a contract for other pages will be accepted prior to January 10, 2025, with written notice by the advertiser or publisher. Cancellations after this date will be billed at the published rate.