New Member Account Application

In order to become a member, you will need the following information and must meet one of the elgibility requirements.

1. Social Security Number

2. A Government issued ID

3. Proof of Address (if the address on your ID is not correct or if you are submitting a passport)

4. Must be at least 18 years old (if not, please fill out our student application here!)

5. If you are opening an account with a joint owner, they must be present during this application. Otherwise, the joint owner can be added at a later time.
Member Eligibility:
Please indicate how you are eligible to join Illinois State Credit Union:*

Affiliated with Illinois State UniversityWinnebago County SchoolsLive in a surrounding communityWork in a surrounding communityBoard of DirectorsFamily MemberCredit Union EmployeeOther
Please select how you are affiliated with ISU: *
Please select which surrounding community: *
Please select your relation to someone at the credit union: *
Primary Applicant Information
Name *

First NameLast Name
Gender:

MaleFemale
Date of Birth *
Social Security Number*
Phone Number*
Email Address*
example@example.com
Physical Address *

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have a PO box?*

YesNo
Mailing Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Joint Applicant Information
Are you applying with a joint owner?*

YesNo

Joint Applicant Collapse Stopper
Beneficiary Information
Would you like to add any beneficiaries to your account?*

YesNo
Name *

First NameLast Name
Date of Birth*
Phone Number*
Social Security Number
Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on this account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name *

First NameLast Name
Date of Birth*
Phone Number*
Social Security Number
Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on this account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name *

First NameLast Name
Date of BIrth*
Phone Number*
Social Security Number
Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on this account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name *

First NameLast Name
Date of Birth*
Phone Number*
Social Security Number
Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Account Selection
A Regular Share account (savings) is required for membership at Illinois State Credit Union. This share account has a required minimum balance of $25 and earns 0.20% interest.
Would you like to apply for a checking account in addition to your regular share account?*

YesNo
In addition to our checking account, we have a new product called an Easy Saver Account. This is an additional share that would be linked to your debit card. When you make debit card purchases at a store, the transaction would round up the nearest dollar and transfer the change to the Easy Saver Account.

For example, if you spend $2.50 at a store, you will see the transaction post to your checking account for this amount, and then an additional transfer made for $0.50 to the Easy Saver Account.

This share will earn 10% interest on the balance up to $1,000. In order to transfer out of this account, you will need to contact a Member Service Representative.
Would you like us to add the Easy Saver Account in addition to your checking and regular share accounts?

YesNo
Overdraft Protection
Overdraft protection is an automated service that will transfer money from your savings to your checking if there is not enough money in the checking account to cover the transaction.

There is a $3 fee each time this service is used.
Do you wish to set up overdraft protection?*

Yes, I want ISCU to transfer money from savings to checking with a $3 fee. For this to be applicable for debit card transactions, you must be opted in. (see below).No, I do not want ISCU to transfer money on my behalf. I understand that if there is not enough money in my account to cover a transaction, the item may be returned as unpaid and other fees will apply.
Overdraft Courtesy Pay
This is an additional service that can be added to your account. Overdraft Courtesy Pay (OCP) would allow you to overdraft your Share Draft account up to $500 and pay items by bringing the account negative. Each transaction that brings the account negative will include a $25 fee.

*After a 30 day negative account status, Illinois State CU is authorized to remove this service. In order to have this reinstated, you will need to contact the credit union to re-apply.
Do you wish to set up Overdraft Courtesy Pay?*

Yes, I authorize ISCU to pay my overdrafts. I understand this will bring my account negative and I will be charged a $25 every time this happens.No, I do not want ISCU to pay overdrafts and bring my account negative. I understand that any item I do not have enough money for will be returned as unpaid and I will be charged a $25 fee for insufficient funds regardless of my account balance.
Opt In/Out
This service is specific to debit card transactions. If you wish to OPT IN, your debit card purchases will bring your account negative with the standard $25 fee per transaction. In order to choose this option, you must be approved for Overdraft Courtesy Pay and have an available limit to overdraw your account. If you have chosen to set up overdraft protection, those transfers will take affect before bringing the account negative.

To avoid going negative with your debit card transactions, you can choose to OPT OUT which will deny your debit card purchases if there is not enough money in your checking account to cover the charge.
Do you wish to Opt In or Opt Out?*

Opt In: YES, I WOULD LIKE to request an Overdraft Courtesy Pay limit and OPT IN so my debit card purchases will be go through. I understand these may bring my account negative and a standard $25 insufficient fund fee will apply per transaction.Opt Out: NO, I DO NOT WANT my debit card transactions to bring my account negative. I understand that if there is not enough money in my account, my debit card will be declined.
Were you referred to ISCU?
How did you hear about Illinois State Credit Union *
Name of individual that referred you:
Loan Inquiry
Are you interested in refinancing an existing loan or obtaining a new loan with ISCU?*

YesNo
What type of loan are you looking for?*

Auto Refinance - $250 Cash BonusPersonal Loan RefinanceNew Auto Loan - $250 Cash BonusNew Personal Loan
What amount are you wanting to finance? *
Who is your employer?*
What is your gross monthly income?*
BEFORE TAXES
Do you prefer to be contacted by phone or email?*

PhoneEmail
Disclosures and Agreements
ID and Address Verification
Please attach a picture of the FRONT of your valid ID. *

Browse Files
Must be a government issued ID. Cancelof
Please attach a picture of the BACK of your valid ID: *

Browse Files

Cancelof
If your current address is not shown on the ID above, please attach proof of address here.

Browse Files
Items may include: utility bill, paystub, bank statement, car registration, etc. Cancelof
Please attach the FRONT of the Joint Applicant's valid ID.*

Browse Files
Must be a government issued ID. Cancelof
Please attach the BACK of the Joint Applicant's valid ID. *

Browse Files

Cancelof
Account Funding
Thank you for filling out an online application with Illinois State Credit Union! Someone will be in contact with you within 24-48 hours for further account information! If you have any questions, please call us at 309-451-8400 or email memberservices@itsmycreditunion.org.
Signatures
Signature*

Clear
Joint Application Signature*

Clear
Today's Date:

MonthDayYear
Should be Empty:

Member Eligibility:

Primary Applicant Information

Joint Applicant Information

Beneficiary Information

Account Selection

Overdraft Protection

Overdraft Courtesy Pay

Opt In/Out

Were you referred to ISCU?

Loan Inquiry

Disclosures and Agreements

ID and Address Verification

Account Funding

Signatures