Agreement

By clicking on “Submit” below, I represent, warrant and agree, on my behalf and on behalf of the applicant referenced above (the “Applicant”), as follows:

I am the Applicant, or owner and/or authorized signer of the Applicant, referenced in the above application (the “Application”).  I have full right and authority granted by the Applicant to submit this application on behalf of the Applicant and make representations and agreements on the Applicant’s behalf.  Applicant and all of its owners referenced in the Application hereby authorize Univest Capital, Inc. or its designee (and any assignee or potential assignee thereof) (collectively, “Univest”) to obtain any information it deems necessary or appropriate in connection with its consideration of this Application, including  any consumer, commercial, credit, employment, or other investigative inquiries or reports, from any lawful source including credit bureaus, consumer reporting agencies, and the Applicant's bank. Owners of 20% or more of the Applicant’s outstanding ownership interests are applying to guaranty the obligations of the Applicant and as such are or will be personally liable for any obligation of the Applicant under any agreement between Applicant and Univest entered into pursuant to this Application. I hereby represent and warrant that all the information contained in this Application is true, correct, and complete and I agree to notify Univest immediately of any changes or anticipated changes to the information contained herein. I agree to provide Univest with any other documents or information reasonably requested by Univest in connection with its consideration of the Application. I understand that Univest is relying on this information provided herein in deciding to grant or continue credit or to accept a guarantee thereof. This Application is made under and shall be governed by the laws of the Commonwealth of Pennsylvania. This Application is subject to approval by Univest in its sole discretion. Any lease or credit terms may vary based on credit scores and other criteria.  It is the express intent of the Applicant and Univest that this is a commercial transaction, and the Applicant shall use proceeds of any agreement between the Applicant and Univest solely in the operation of its business and not for any personal, family, or household purpose.

Consent to the Use of Electronic Signature. I understand and agree that my use of a keypad, mouse or other device to select “Submit” constitutes my signature, acceptance and agreement on behalf of the Applicant as if signed by me on behalf of the Applicant in writing. No additional certifications or verifications are necessary to validate my signature on behalf of the Applicant, and the lack of such certifications or verifications will not affect the enforceability of my signature on behalf of the Applicant or any contract between the Applicant and Univest.

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580.